Monday, February 1, 2016

Law of Diminishing Returns


January was a challenging month but we stuck to our trading thesis and produced a +5% return in the portfolio for the month. As we have written, we were short the market in the early part of January and then went to cash waiting for a rally day and a follow through before deploying money on the long side. We considered Wednesday January 20 a nice capitulation day as the SPX fell hard to near its 200 day moving average and recovered quickly from that level. The next day the market was up and on January 22 there was additional strength that we bought into.

On Friday we took profits into the strength and while we are still net long in the portfolio we brought the beta of the portfolio to 1.0 vs. SPX. We are most likely going to fade the rally if the stock market continues higher as we are unconvinced that the lows have been put in place this year. Our plan is to start building cash should momentum carry us higher and wait for a larger high volume sell-off and start building shorts again.

A few items that we noticed while trading confirms our thesis that more downside is likely. First the velocity of gains in the SPX when compared to several technical indicators doesn’t seem right. We have written in the past that this latest sell-off didn’t come with a level of panic seen in other such moves (read Trading Thesis for 2016 - Initial Thoughts). We are seeing a lack of excitement during this brief rally we have seen. Many oscillating metrics such as RSI and Stochastics are already approaching “over-bought” levels and truthfully the SPX hasn’t really moved all that much. We suspect the pattern of lower highs and lower lows will remain intact.

On Thursday the S&P 500 moved higher but that was largely due to the influence of the rally in Facebook (FB) shares after a blow-out quarter. Looking at the S&P 500 on an equal weight basis, we would have been down that day. Granted the huge earnings miss by Amazon (AMZN) didn’t crush the market on Friday and we have been reading the rally on Friday could have been caused by a bout of portfolio rebalancing that day as constant mix portfolios probably hit thresholds to justify equity purchases. Through Thursday the SPX was down over 7% for January while long-term Treasuries as measured by TLT was up 3.5% and investment grade bonds as measured by AGG were up almost 1% for January. We suppose that could be the case except both TLT and AGG rallied higher that day so perhaps the rebalancing came from another asset class.

Lance Roberts from Real Investment Advice elaborated on the January weakness. He writes, “It would seem logical that a weak performance in January would lead to some recovery in February. Markets are oversold, sentiment is bearish and February is still within the seasonally strong 6-months of the year. Makes sense.

Unfortunately, the historical data suggests that this will likely not be the case. The chart below is the historical point gain/loss for January and February back to 1957. Since 1957, there have been 20 January months that have posted negative returns or 33% of the time.     



February has followed those 20 losing January months by posting gains 5-times and declining 14-times. In other words, with January likely to close out the month in negative territory, there is a 70% chance that February will decline also.
The high degree of risk of further declines in February would likely result in a confirmation of the bear market. This is not a market to be trifled with. Caution is advised.
Market Volatility
We came across this interesting piece in Dana Lyons' Tumblr, “Through today, there have been 17 trading days in January. Based on the Dow Jones Industrial Average (DJIA), 12 of them have seen moves of at least 1%, up or down. At 71%, this marks the highest percentage of January days seeing moves of at least 1% in history…we took a look at all January’s over the past 100 years that exhibited a high level of volatility, as measured by an elevated number of 1% days. Since 71% is unprecedented, we had to relax the parameters a bit to find other years in the sample. So we arbitrarily picked January’s with over one third, or 33%, of their days moving at least 1%. This netted us 22 years prior to 2016 in the past 100 years.
Some of these years, not surprisingly, occurred after sustained bear markets had already driven stocks down some 20%, 30% or even as much as 60% off of their highs before January even got started. Again, such volatility is commonplace within the depths of bear markets, such as in the January’s of 2009, 2003, 1974-75 and the early 1930′s. As comparisons to our present situation, however, those years don’t seem to fit the bill.
So, of the original 22, we looked at just those years when January began with the DJIA within 10% of its 52-week high (this year began with the DJIA just less than 5% from its 52-week high). Such high volatility within arm’s length of a 52-week high is less conventional and probably serves to be a bit more instructive to our present situation. That stipulation weeded out half of the results and left us with the following 11 years:
 
1916
1929
1934
1939
1976
1983
1987
1999
2000
2008
2015



First of all, 9 of the 11 occurred within the confines of a secular bear market (FYI, our view is that the market is still likely in the post-2000 secular bear so we are including 2015 in that category). Only 1983 and 1987 took place in a secular bull. And while the market fared just fine in the years following those two, 1987 did bring a little surprise later in the year. All in all, however, these volatile January’s that occurred relatively close to the DJIA’s highs did not lead to very attractive returns over the long-term.”




“Including the 2 occurrences in the 1980′s, a majority of these precedents showed negative returns as far out as 4 years. Yes, this study has involved a fair bit of data-mining, however, it is still difficult to run tests that produce results showing median 4-year returns in the red.
Is it a coincidence that so many of these volatile January’s coming just off of 52-week highs occurred during secular bear markets? We don’t know but we generally don’t believe in coincidences in the markets. Regardless, a large percentage of these previous occurrences very closely marked cyclical tops within those secular bear markets. If we are indeed still within the confines of the post-2000 secular bear market, the volatile January to begin 2016 would seem to bear the threat of another cyclical market top – and perhaps market tremors for some time to come.”
The US Economy
John Hussman from Hussman Funds has had a fairly pugnacious view towards the bull-run that started in 2009, especially since 2011. That said his work is brilliant and he has been quite accurate in a historical sense. In his latest piece entitled An Imminent Likelihood of Recession he writes about his miscalculation a few years back but goes on to make the case for a coming recession. The article is worth reading in its entirety but I’ve pulled a few key points.
“While I’m among the only observers that anticipated oncoming recessions and market collapses in 2000 and 2007 (shifting to a constructive outlook in-between), I also admittedly anticipated a recession in 2011-2012 that did not emerge. Understand my error, so you don’t incorrectly dismiss the current evidence. Though not all of the components of our Recession Warning Composite were active in 2011-2012, I relied on an alternate criterion based on employment deterioration, which was later revised away, and I relied too little on confirmation from market action, which is the hinge between bubbles and crashes, between benign and recessionary deterioration in leading economic data, and between Fed easing that supports speculation and Fed easing that merely accompanies a collapse.
Much of the disruption in the financial markets last week can be traced to data that continue to amplify the likelihood of recession. Remember the sequence. The earliest indications of an oncoming economic shift are observable in the financial markets, particularly in changes in the uniformity or divergence of broad market internals, and widening or narrowing of credit spreads between debt securities of varying creditworthiness. The next indication comes from measures of what I’ve called “order surplus”: new orders, plus backlogs, minus inventories. When orders and backlogs are falling while inventories are rising, a slowdown in production typically follows. If an economic downturn is broad, “coincident” measures of supply and demand, such as industrial production and real retail sales, then slow at about the same time. Real income slows shortly thereafter. The last to move are employment indicators - starting with initial claims for unemployment, next payroll job growth, and finally, the duration of unemployment.
Last week, following a long period of poor internals and weakening order surplus, we observed fresh declines in industrial production and retail sales. Industrial production has now also declined on a year-over-year basis. The weakness we presently observe is strongly associated with recession. The chart below (h/t Jeff Wilson) plots the cumulative number of month-over-month declines in Industrial Production during the preceding 12-month period, in data since 1919. Recessions are shaded. The current total of 10 (of a possible 12) month-over-month declines in Industrial Production has never been observed except in the context of a U.S. recession. Historically, as Dick Van Patten would say, eight is enough.”



“A broad range of other leading measures, joined by deterioration in market action, point to the same conclusion that recession is now the dominant likelihood. Among confirming indicators that generally emerge fairly early once a recession has taken hold, we would be particularly attentive to the following: a sudden drop in consumer confidence about 20 points below its 12-month average (which would currently equate to a drop to the 75 level on the Conference Board measure), a decline in aggregate hours worked below its level 3-months prior, a year-over-year increase of about 20% in new claims for unemployment (which would currently equate to a level of about 340,000 weekly new claims), and slowing growth in real personal income.”

The latest Chemical Activity Barometer release from the American Chemical Counsel indicate a slowing in the chemicals sector. They report, “The Chemical Activity Barometer (CAB), a leading economic indicator created by the American Chemistry Council (ACC), ticked up slightly in January, rising 0.1 percent following a downward adjustment of 0.1 percent in December. All data is measured on a three-month moving average (3MMA). Accounting for adjustments, the CAB remains up 1.6 percent over this time last year, a marked deceleration of activity from one year ago when the barometer logged a 3.2 percent year-over-year gain from 2014. On an unadjusted basis the CAB fell 0.1 percent and 0.2 percent in December and January, respectively, raising concerns about the pace of future business activity through the second quarter of 2016.”




For those unfamiliar with this economic gauge, “The Chemical Activity Barometer is a leading economic indicator derived from a composite index of chemical industry activity. The chemical industry has been found to consistently lead the U.S. economy’s business cycle given its early position in the supply chain, and this barometer can be used to determine turning points and likely trends in the wider economy. Month-to-month movements can be volatile so a three-month moving average of the barometer is provided. This provides a more consistent and illustrative picture of national economic trends.
Applying the CAB back to 1919, it has been shown to provide a lead of two to 14 months, with an average lead of eight months at cycle peaks as determined by the National Bureau of Economic Research. The median lead was also eight months. At business cycle troughs, the CAB leads by one to seven months, with an average lead of four months. The median lead was three months.”
Monetary Policy
It appears that the Fed is backing off its hawkish stance from late last year given the recent market turmoil. The market is pricing in a 14% probability that the Fed will raise rates at their March meeting. It should be noted that the expectations for a rate cut anytime this year is at 0% probability according to the latest implied probabilities from Bloomberg. That said there are plenty folks coming out to counter that argument.



According to Peter Schiff, CEO and chief global strategist for Euro Pacific Capital (via Business Insider), “…serious economic destruction is just a few months away. “I think the Fed is going to have negative interest rates before the election because we're going to be in a serious recession," Schiff told Business Insider on Friday.

In fact, Schiff said that we may already be in recession and this one is going to be a doozy.

"We're in worse shape now than we were in 2007," he said.

Chief among his concerns is a growing bubble of debt that has accumulated in the US, which he said "is even bigger than the real-estate bubble" that burst in 2008.

He said that there isn't as much debt in the real-estate sector, but the total sum of debt from student loans, auto loans, government debt, and the Fed's balance sheet is massive. According to Schiff, this total is by far bigger than what we saw before either the housing or tech bubbles.

Once this bubble pops, and Schiff fears that it may already have, the following recession will force the Federal Reserve's hand. This will make them pull interest rates into negative territory, much like the Bank of Japan's move on Friday.”

They go on to state, “The common counterargument to Schiff's pessimism is that while manufacturing in the US has slowed, American consumer spending really drives the economy. And as we learned on Friday, consumption rose 3.1% in 2015, the most in a decade. Schiff, however, thinks that this isn't as strong as it seems.

"Most of the growth has been in things like healthcare," he told us. "It's not that [consumers] are spending more on things they want, they just have healthcare and they're being forced to pay more for it."

Schiff added that the only thing helping consumers is low gas prices, which he says aren't going to stay low forever.

"So what's going to happen when the one things keeping consumers afloat — low gas prices — disappears?" Schiff said. "Simple: They're going to sink."”

Indeed Zero Hedge pointed out this very item from last week’s GDP release. “By now, not even CNBC's cheerleading permabulls can deny that the US is in a manufacturing recession: in fact, it is so bad that even the staunchest defenders of Keynesian dogma admit what we said in late 2014, namely that crashing oil is bad for the economy.

And yet, the "services" part of the US economy continues to hum right along, leading to such surprising outcomes as a stronger than expected print in Personal Consumption Expenditures. How can this be?

Simple: one look at the chart below should explain not only how the "services" half of the US economy continues to grow, but just which tax, because that is how the Supreme Court defined Obamacare, is responsible for healthcare "spending" amounting to a quarter of the growth in US personal consumption expenditures, almost 100% higher than the second highest spending category which was... Recreational goods and vehicles?”




“And that, ladies and gentlemen, is how you convert a tax into a source of economic progress.” {Emphasis added}
Law of Diminishing Returns
Our view on the market, as sanguine as it seems is not without risks. Although the US Federal Reserve has taken a hawkish stance, albeit a very weak one we are seeing other central banks going in the completely opposite direction. The ECB has gone all in on its QE experiment and is showing no signs of letting up. PBOC will most likely continue to throw stimulative policies into the mix to further attempt to cushion their economic transitions. BOJ has now graduated to a new level of monetary stimulus by moving to negative official interest rates.
From Business Insider, “The basic idea behind taking interest rates into negative territory is to encourage lending from banks who are now charged a small amount to keep cash at the Bank of Japan, which in theory will increase economic activity.
 
The BoJ also stated that it will be willing to cut interest rates further if necessary.
Akin to the same policy implemented by the Swiss National Bank, the BOJ announced that it will adopt a tiered system for interest rates, stating that outstanding balances of each financial institution at the Bank will be divided into three tiers, to each of which a positive interest rate, a zero interest rate, or a negative interest rate will be applied.
The BoJ has used the chart below to demonstrate how the tiered system will work.”



““Although a negative interest rate is not applied to the total outstanding balances of current accounts, costs incurred with an increase in the current account balance brought by a new transaction will be -0.1% if it is applied to a marginal increase in the current account balance,” the BOJ wrote.”

“The BoJ cited recent volatility in financial markets, particularly toward the outlook for the Chinese economy, as one of the catalysts behind its decision.

“There is an increasing risk that an improvement in the business confidence of Japanese firms and conversion of the deflationary mindset might be delayed and that the underlying trend in inflation might be negatively affected, said the bank.

“To preempt the manifestation of this risk and to maintain momentum towards achieving the price stability target of 2%, the bank decided to introduce QQE with a negative interest rate.””

The USD/YEN rallied sharply on the news most likely providing additional headwinds for the US economy.




So with global economic growth unable to gain significant traction and the US economy displaying lackluster growth after years of massive fiscal and monetary policy measures, one needs to ask as to the effectiveness of the repertoire of unorthodox measures undertaken by the world’s central banks.
Traditional monetary policy measures are not an option. The following graphic shows the current trend of the fed funds rate and it’s obvious there isn’t much room to maneuver but negative. We wonder if the Fed and their global counterparts are at this point pushing on a string and perhaps causing more economic strife than relief.



We came across an essay that addresses this very question written by Van R. Hoisington and Lacy H. Hunt, Ph.D. (via Mauldin Economics). The full piece is worth the read. They go on to site work by Michael Spence and Kevin M. Warsh explaining how aggressive QE and guidance policy measures are actually a net negative for the US economy.

They go on to elaborate, “Their line of reasoning is that the adverse impact of monetary policy on economic growth resulted from the impact on business investment in plant and equipment. Here is their causal argument: “...QE is unlike the normal conduct of monetary policy. It appears to be qualitatively and quantitatively different. In our judgment, QE may well redirect flows from the real economy to financial assets differently than the normal conduct of monetary policy.” In particular, they state: “We believe the novel, long-term use of extraordinary monetary policy systematically biases decision-makers toward financial assets and away from real assets.”

Quantitative easing and zero interest rates shifted capital from the real domestic economy to financial assets at home and abroad due to four considerations:

First, financial assets can be short-lived, in the sense that share buybacks and other financial transactions can be curtailed easily and at any time. CEOs cannot be certain about the consequences of unwinding QE on the real economy. The resulting risk aversion translates to a preference for shorter-term commitments, such as financial assets.

Second, financial assets are more liquid. In a financial crisis, capital equipment and other real assets are extremely illiquid. Financial assets can be sold if survivability is at stake, and as is often said, “illiquidity can be fatal.”

Third, QE “in effect if not by design” reduces volatility of financial markets but not the volatility of real asset prices. Like 2007, actual macro risk may be the highest when market measures of volatility are the lowest. “Thus financial assets tend to outperform real assets because market volatility is lower than real economic volatility.”

Fourth, QE works by a “signaling effect” rather than by any actual policy operations. Event studies show QE is viewed positively, while the removal of QE is viewed negatively. Thus, market participants believe QE puts a floor under financial asset prices. Central bankers might not intend to be providing downside insurance to the securities markets, but that is the widely held judgment of market participants. But, “No such protection is offered for real assets, never mind the real economy.” Thus, the central bank operations boost financial asset returns relative to real asset returns and induce the shift away from real investment.”

They point to several economic trends that justify this thesis. “The trend in economic growth in this expansion has been undeniably weak and perhaps unprecedentedly so. Real per capita GDP grew only 1.3% in the current expansion that began in mid-2009; this is less than one half the growth rate in the expansions since 1790.”




“Central banks in Japan, the U.S. and Europe tried multiple rounds of QE. That none of these programs were any more successful than their predecessors also points to empirical evidenced failure. The pattern is shown in year-over-year growth in U.S. nominal GDP. Three weak transitory mini growth spurts all reversed, and the best rate of growth in the current expansion was weaker than the peak levels in all of the post 1948 expansions.”



Additionally, “Growth in nonresidential fixed investment fell substantially below the last six post-recession expansions. Spence and Warsh calculate that S&P 500 companies spent considerably more of their operating cash flow on financially engineered buybacks than on real capital expenditures in 2014; this has not happened since 2007. According to them, during the past five years, earnings of the S&P 500 have grown about 6.9% annually, versus 12.9% and 11.0%, respectively, from 2003-2007 and 1995-1999. Inadequate real investment means demand for labor is weak. Productivity is poor, which in turn, diminishes returns to labor. According to a Spence and Warsh op-ed article in the Wall Street Journal (Oct. 26, 2015), “... only about half of the profit improvement in the current period is from bu siness operation; the balance of earnings-per-share gains arose from record levels of share buybacks. So the quality of earnings is as deficient as its quantity.””

The way we see it, as the Fed attempts to reload its chamber with monetary ammo in preparation of the next recession, they may actually be fanning the flames of recession in doing so. Their actions may well be a catalyst for the next economic downturn. During years of aggressively loose policy, we believe the convexity of policy has skewed to an extreme. Additional dovish policy going forward will have less and less of a desired outcome…laws of diminishing returns, while even a slightly hawkish policy stance will have exponential ripple effects throughout the economy.

As the authors in the previous article point out, “The increase in short-term interest rates that the Fed has thus far achieved is small, but public and private debt stands at 375% of GDP, far above the historical average of 189.4% from 1870 to 2014. Thus, the higher cost reverberates much more significantly through the U.S. economy...

The extremely high level of debt suggests that the debt is skewed to unproductive and counterproductive uses. When the composition of debt is adverse, less flexibility exists for the end users of the debt to absorb the higher costs engineered by the Fed.”

Crisis of Confidence

We are fully expecting additional monetary stimulus from the world’s central banks and considering how our fiscal policy measures in this country have been a drag on economic growth in my opinion, last December may have been the last rate increase that the Fed is capable of. Indeed some of the extreme cases for negative rates and additional QE by the Fed may come to fruition.

That may continue to drive assets into more risky investment choices and the sugar rush of the stock market high could continue, but we believe a move back to that stance will decrease further the credibility of the Fed that they have a handle of what is actually happening in the economy. That crisis of confidence may end up spooking investors as prospect theory takes hold and fear outweighs greed. Perhaps another leg down in the stock market may be the final nail in that coffin.

Bottom Line: The global economy continues to struggle and appears to be slowing further. The same can be said for the US economy and there are few who are calling for an outright recession. While we are not saying a recession is inevitable, it is a potential risk that needs to be taken into account and the outcome is alarming at best given our current state of fiscal and monetary policy. We shouldn’t be blindsided by an additional 10% to 20% drop in the stock market from here. Let’s stay prepared.

 As far as trading the market is concerned, we have a negative longer-term bias in place but a positive shorter-term reading so we are net long with a portfolio beta of 1.0 against the SPX. If the market continues higher from here we will fade the rally accordingly taking profits on the way up. On the next high volume sell-off, we will be getting aggressively short as we believe the lows for the year haven’t been set.   

"Those who have knowledge, don't predict. Those who predict, don't have knowledge. "

--Lao Tzu, 6th Century BC Chinese Poet

 

Joseph S. Kalinowski, CFA
Email: joe@squaredconcept.com
Twitter: @jskalinowski
Blog: http://squaredconcept.blogspot.com/



Additional Reading
The recession of 2016 – Washington Times
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