Friday, August 24, 2012

Money & Finance

Money & Finance - 8/20/12


Reflecting back to the 2007/2008 recession, housing was clearly the lead cause of the ensuing economic collapse and we at JSK Partners have always held to the belief that the housing market would need to show significant improvement in order to fully recoup from the economic losses that is the “great recession”.  The housing industry took us in to this malaise and therefore housing must take us out.

Given the extremely slow progress of this economic recovery and our belief that this country needs the housing sector to participate in a healthy and robust restoration of economic growth, we have been encouraged by the statistics that are emerging from this beaten down all important segment of our economy.

Seven reasons to believe housing is recovering

1 – The National Association of Home Builders rose two points this month to 37 from 35. This is the highest reading since March 2007, right before the crisis hit and has been trending higher throughout the year. Several economists have opined that the housing sector may soon start contributing to GDP and participate in this lackluster recovery. In our opinion, this is exactly what is needed to get economic growth back to reasonable levels.

 
2 – Building permits jumped 6.8% to an 812,000 pace last week, the highest level since August 2008. These figures have enticed several economists to project a robust housing recovery starting later this year.

3 – A report out of Bank of America states that housing inventory has declined more than expected and there has been a shift to short sales.

4 – Joe Weisenthal and Eric Platt posted their chart of the day “The ‘Housing Recovery’ In One Unequivocal Chart” on Business Insider (I have posted the article on our Twitter account @jskalinowski. This chart tracks how many times the word “Housing Recovery” has been mentioned in the news over the past five years. The chart as seen in figure 1 has spiked recently as newfound attention is being given to this sector.

 
5 – In the latest reading of retail sales shows improvement in the furniture and home furnishing segment of the reading. Shares of Home Depot (HD) and Lowes (LOW) have rallied significantly of late and are actually reporting stronger trends from the worst hit housing segments of Florida and California.

6 – The latest Consumer Price Index reading has hinted towards benign inflationary concerns but the shelter costs component of the CPI, which represents roughly 31.5% of the index has risen faster than the overall economy for the first time in several years. Overall inflation logged in at 1.7% while shelter costs rose 2.2%.

7 – The market is telling us something through its pricing and volume action. Aside from the recent rally we have seen in the U.S. equity markets and Home Depot and Lowes, the home-builders index (XHB) and the price of lumber (see figure 4 and 5) have been running.

 
Bottom Line: A stronger housing market is great news for the economy and corporate earnings. Most importantly, it will benefit and add to the current stock market rally.

Joseph S. Kalinowski, CFA
Follow us on Twitter @jskalinowski



 




 





 



 




 
 

 
 




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